Does cigna cover online therapy?

Well, well, well… here we are yet again thinking about whether or not our providers will cover what we need! As if life wasn’t already complicated enough, now we have to figure out if a therapy appointment in pajamas is doable or not. Fear not, reader – this article will break it down for you and give you all the information you didn’t even know you needed!

Introduction

Picture this: You’re sitting on your couch with a freshly brewed cup of tea and cradling your laptop; eager to speak with an online therapist for much-needed mental health treatment. But before diving into the world of virtual consultations there’s just one question that needs answering – Does Cigna cover online therapy?

What is Online Therapy?

First things first: Let’s define what exactly online therapy entails. It’s pretty self-explanatory but in layman’s terms- it’s basically any form of therapeutic service provided over video calls such as Skype or Zoom.

How Does It Work?

Most providers offer these services through their website portal via various devices ranging from laptops to smartphones/tablets.

Is it effective?

It may sound unconventional but studies suggest that an overwhelming majority prefer online counselling appointments because they feel more relaxed during virtual sessions compared to traditional face-to-face interaction Also, people who receive teletherapy tend to stick with treatment longer than those who partake in-person care.

The Verdict If Cigna Covers Online Therapy

We come back circle once again. So does Cigna indeed provide coverage for digital counseling services? Simply put – Yes!, They do!…but hold your horses, dear friend let us dive deeper

Are There Any Restrictions To Coverage Policy?

Like anything else in life sometimes policies aren’t so cut-and-dry(no policy really ever wants someone taking advantage). Certain conditions can influence your coverage plan. For the most part, Cigna will cover therapy appointments on their Telehealth network where any qualified mental health professional approved by Cigna is available.

What If You’re Not In A Network Location?

While this still doesn’t mean you get covered globally, it’s reassuring to note that even out of network visits fall under a reimbursement program so don’t worry- keep those bags packed!

The Benefits of Online Therapy

Now let’s move onto what makes “teletherapy” an attractive alternative. It has numerous benefits!

Convenience!

When dealing with virtual consultations, convenience becomes key because no one wants to waste hours in traveling and waiting each time they need some therapy relief. This can be especially handy if we are living through a pandemic such as Covid -19 which resulted in social distancing demands.

No Hidden Fees!

So imagine for a moment when life finally returns to normalcy(or at least post Covid imitations) & paying in-person therapist fees is back into our lives again like clockwork but impatiently we wait for our insurance provider to collaborate on billing practices…not anymore!!

With online therapy sessions, clients pay lower or equal costs across every platform ranging from self-payment plans (in case employers don’t provide coverage) all the way up until Medicaid enrollees’ reimbursements. Safe bet – there aren’t any hidden fees lurking around with online counseling.

Amazing right?!

### Accessible Worldwide
With teletherapy clients can communicate with trained professionals anytime and anywhere(literally!) They won’t have to stress over long commute distances from safe locations isolated due to COVID before their scheduled internet/mobile video call.

## Who Can Benefit From Online Therapy?

Breaking news: Are you human? (nervously laughs) Well then Congratulations! As humans navigating emotions plus coping mechanisms isn’t always simple(as much as wishful thinking could help…) Online Counseling services can help people of all ages in need of psychological or behavioral care.

Extroverted Or Introverted, It Covers All!

The great thing about online therapy is both introverts & extroverts can benefit from it. This form of counseling provides flexibility for those who prefer working individually rather than group therapies.Did we mention convenience? Y’all know what matters!

### Military Personnel Benefit!
Military personnel typically has schedules and duties that make accessing regular therapeutic services challenging. Many times they move too frequently to have a consistent therapist in-person. Not to worry though! They are staffed with a vast number of qualified mental health professionals via teletherapy including Cigna’s network providers.

TL; DR

Cigna covers Telemedicine under certain circumstances(approved providers.) They offer reimbursement plans and rates significantly lower than the standard traditional reservations rate list.
Online Counseling sessions provide patients increased convenience, affordability, as well as accessibility.

Whether you’re dealing with depression or anxiety among other things there isn’t anything stopping you now! You go ahead and contact those potential therapists then schedule your new virtual appointment without taking into consideration travel expenses/blaring horns on the way!

As always take care & be kind- even when no one else is looking:)

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