Anthem bcbs medicare advantage?

Are you ready to laugh and learn about Anthem BCBS Medicare Advantage? No? Well too bad, because that’s what we’re doing today. Get ready for the ride of your life, or at least a mildly entertaining read.

What is Anthem BCBS Medicare Advantage?

Let’s start with the basics. So, this thing called “Anthem BCBS Medicare Advantage” – what is it exactly? It’s basically a type of health insurance plan offered by Anthem Blue Cross Blue Shield that provides extra benefits beyond original Medicare. Think dental, vision, prescription drug coverage and even gym memberships! You can now work out those quarantine pounds guilt-free.

The Benefits of Choosing This Plan

Now let’s get into why someone might choose this plan over other options. Here are some of the great things about it:

  • Greater flexibility in choice of doctors/hospitals
  • Additional benefits such as dental/vision/prescription drug coverages
  • Low monthly premiums (heyoo!)
  • More comprehensive care management services
  • A fancy way of saying they’ll help coordinate healthcare

Basically, you’ll be living like royalty without having to sell any kidneys on the black market.

Who Can Join This Plan?

Well well well look who decided to show up – eligibility requirements! To join an Anthem BCBS Medicare Advantage plan one must:

1) Be enrolled in both Part A & B medicare,
2) Live within an area serviced by an Anthem bcbs MA-plan,
3) NOT have ESRD (End Stage Renal Disease)

ESRD may sound scary but don’t panic just yet-you still have plenty more kidneys left (hopefully).

Job #1 complete: Easy peasy eligibility info ✔

How Much Will This Cost Me?

Ah yes, money-talks-time! As far as Healthcare goes – these are actually not that bad. Here are some cost-associated things to keep in mind:

Premiums

Most Anthem bcbs MA-plans have low monthly premiums (that’s right, LOW). How LOW? Upwards of nada! Or closer to forty bucks a month – whichever they’re calling ‘low’ these days.

Copays and Coinsurance

Those dirty C-words when it comes to health insurance – copays & coinsurance– cue dramatic Lemony-Snicket-type music! Thankfully though this plan has some “Magnificent Seven-esque” characters rounding out the cast here.

There is usually an Annual Out-of-pocket Expense Limit for medical services covered by the plan. After paying up-to-this limit your healthcare comes with free admission!

Basically any expenses above and beyond what was agreed upon at signup will be split 50/50 between you (the insured-party) and Jack Frost…I mean, ‘Anthem’.

Deductibles

While Atypical-plan-deductibles exist within Anthem’s Medicare Advantage plans; much like spotting a unicorn prancing through wetlands near Chernobyl – it isn’t common place (or recommended).

Having no deductibles means once again – An actual savings on pocket change as opposed to coughing up enough cashola for your own personal Scrooge McDuck swimming pool full of gold coins or bouncy balls if that is more your speed .

Let me repeat NO deductible: Meaning from day one YOU’RE COVERED baby!!

The Wrap-up

Alrighty then folks we did it! We laughed, cried… okay maybe just laughed, but either way we learned about “Anthem BCBS Medicare Advantage”.

This helpful insurance gem offers flexibility in doctors/hospitals, additional offerings á la carte such as dental/vision/prescription drug coverage , plus friendly-coordinated-care management all while keeping bank accounts happy?

So why are you still here?? start signing up for this sweet sweet deal asap!

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